Debt Consolidation Loans Made Simple: Compare & Apply With Brokers
Debt Consolidation Australia: If you want access to Debt Consolidation information and introductions to participating brokers for quotes and assistance, you have definitely come to the right place!!
Getting connected with the right solution
At Debt Consolidation Australia we realise that investigating Debt Consolidation options can be traumatic, time consuming and that you most likely have considerably better things you would prefer to spend your day doing. So why not let us help by introducing you to a participating licensed finance broker or lender? Our broker-matching service is provided at no cost to you and without any obligation on your part, and we do not provide personal financial advice or credit assistance ourselves.
Specialist Advice
Debt Management is a specialist field and, whilst there are many financial institutions, financial planners and other advisers that can provide debt help, when seeking advice it is advisable to seek the services of a licensed adviser who focuses on debt consolidation. Through this website, your enquiry is referred to a participating licensed finance broker or lender; Debt Consolidation Australia itself does not provide personal financial advice.
Compare rates and options
Debt Consolidation options vary significantly and cannot be compared on price alone - as there may be significant advantages in taking one course of action over another. This is where it is critical that you are working with someone – such as the licensed finance broker or lender we introduce you to – who is fully aware of your personal situation, your reasons for wanting the assistance and can discuss options available through them in light of your specific needs.
Connect with a Finance Broker or Lender
When you submit a debt consolidation quote request form on this website, we will use your answers to seek a referral to a participating licensed finance broker or lender, based on your enquiry category, geographic service area and operational factors such as availability and bidding settings. This is an introduction service only and does not involve us assessing whether any particular product is suitable for you.
Where a referral is available, your enquiry will be directed to a participating licensed finance broker or lender serving your area. Submitting a request does not constitute financial advice from Debt Consolidation Australia; any quotes, comparisons or credit assistance are provided by that broker or lender within their service and authorisation. Once you are connected, you can start your enquiry for a personally tailored debt consolidation loan quote with that broker or lender. ...Go...
Our broker partners will seek to provide you with competitive rates and a range of options from their panel of lenders once you are introduced to them. Actual rates may vary based on your circumstances and not all lenders are represented. Debt Consolidation Australia does not compare or recommend specific loans, products or lenders; any comparisons are provided by the broker or lender you deal with.
Broker Assistance
Debt Consolidation Australia does not provide personal financial advice or credit assistance directly. Following referral, enquiries about quote comparisons and credit assistance are handled by a participating licensed broker or lender from our Australia-wide referral partner network, within their service and authorisation. They will communicate with you directly after you submit a quote request.
Broker Matching
Referral allocation takes account of your enquiry category, geographic service area and operational factors, including broker/lender availability and bidding settings, using information from your debt consolidation quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
Free service
Our referral service is free to the public. We may receive a referral fee or commission from your matched broker or lender - regardless of whether you choose to proceed with any of their recommendations. Any fees for services or loans provided after referral should be confirmed with that broker or lender.
Frequently Asked Questions
Customer Feedback
★★★★★
"Very helpful, communicative, they don't harass or call repetitively like some do. Great experience"
These are genuine reviews from customers who have used our broker referral service.
We work with licensed finance and insurance professionals across Australia and continually monitor the quality of our network, however individual experiences and outcomes may vary
Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Debt consolidation loans are not suitable for everyone. Consolidating debts may not reduce your overall repayments or total interest costs and, where debts are secured against assets such as your home, you could lose that asset if you cannot keep up with repayments. Consider all options carefully and seek professional advice before proceeding.
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