Debt Consolidation Australia

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A measure of a company's short-term financial health, calculated as current assets minus current liabilities.

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Debt Consolidation Articles

The Reality of Debt Consolidation: Does it Affect Your Ability to Borrow in Future?

Welcome to a comprehensive guide aimed at dismantling the common myths that cloud the concepts of debt consolidation and debt reduction. Amidst widespread financial stress, debt consolidation emerges as a popular strategy for Australians in search of relief from their monetary burdens. - read more

Financial Planning 101: How to Get Ahead of Your Debt

Welcome to Financial Planning 101: How to Get Ahead of Your Debt! If you're feeling overwhelmed by your financial situation, you're not alone. Many people struggle with managing debt and finding ways to achieve financial stability. - read more

The Importance of Emergency Funds in Your Monthly Budget

When it comes to managing your finances, planning for the unexpected is a crucial part of staying on top of your budget. An emergency fund serves as your financial safety net, poised to offer support when unforeseen expenses arise. These funds are specifically set aside to cover unexpected costs, like medical emergencies, car repairs, or urgent home maintenance issues. - read more

Proven Strategies for Australians to Improve Credit Scores

Welcome, readers! We're here to talk about something incredibly important yet often overlooked: improving your credit score. Your credit score is a financial report card used to evaluate your creditworthiness, and it can have a significant impact on your ability to secure loans, mortgages, and even rental agreements. - read more

Budgeting 101: A Beginner's Guide to Monthly Expense Planning

Budgeting is the process of creating a plan to manage your money. Essentially, it allows you to allocate your income towards expenses, savings, and other financial goals. By keeping track of where your money goes, budgeting helps you ensure that you are not overspending and are prepared for future financial needs. - read more

Finance News

Australian Mortgage Market Hits Record $2.41 Trillion

29 Jan 2026: Paige Estritori

The Australian mortgage market has reached a new milestone, with the total value of residential mortgages climbing to $2.41 trillion in November 2025. This growth is largely attributed to escalating property prices and a surge in lending activity. - read more

Housing Expenses Lead Australians' Financial Worries in 2026

29 Jan 2026: Paige Estritori

As Australians step into 2026, housing costs have emerged as the foremost financial concern, overshadowing other cost-of-living pressures. The latest Canstar Consumer Pulse Report reveals that 22% of respondents identified mortgage and rent expenses as their primary financial stressor, more than doubling the figure from five years ago. - read more

NAB Raises Fixed Mortgage Rates in Response to Expected Cash Rate Hikes

29 Jan 2026: Paige Estritori

National Australia Bank (NAB) has recently increased its fixed mortgage rates by up to 0.40 percentage points, signaling expectations of forthcoming cash rate hikes in 2026. This move aligns with actions taken by other major lenders, reflecting a broader anticipation of rising interest rates. - read more

Non-Bank Lenders Escalate Legal Actions as SME Insolvencies Surge

21 Jan 2026: Paige Estritori

In recent years, Australia's small and medium-sized enterprises (SMEs) have faced mounting financial pressures, leading to a notable increase in insolvencies. A significant development in this landscape is the escalating involvement of non-bank lenders in court-based enforcement actions against struggling businesses. - read more

Westpac's New Debt Consolidation Loan Aims to Ease Post-Holiday Financial Strain

21 Jan 2026: Paige Estritori

The post-holiday season often brings financial challenges for many Australians, with increased expenses leading to heightened stress. Recognizing this, Westpac has introduced a special debt consolidation personal loan at an interest rate of 11.95% per annum, available for a limited time. - read more

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