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One simple enquiry form gives you fast access to quotes and rate comparisons from Australia's leading and best known debt consolidation specialists.
All quotes are provided free and without obligation by a specialist from our national broker referral panel. See our privacy statement for more details.
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Leverage:
The use of borrowed funds to increase the potential return of an investment, but which also increases potential risk.
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Debt Consolidation Loans Made Simple: Compare & Apply Today

Debt Consolidation Australia: If you want fast, efficient access to prudent Debt Consolidation advice, information and quotes, you have definitely come to the right place!!
consolidation loans,bad credit refinance,help with debt,debt management plans

Getting the right solution

At Debt Consolidation Australia we realise that investigating Debt Consolidation options can be traumatic, time consuming and that you most likely have considerably better things you would prefer to spend your day doing. So why not let us to help you? At no cost to you and without risk or any obligation on your part.

Specialist Advice

Debt Management is a specialist field and, whilst there are many financial institutions, financial planners and other advisers that can provide debt help, when seeking advice it is advisable to seek the services of a specialist who is licensed in the field of debt consolidation.

Compare rates and options

Debt Consolidation options vary significantly and cannot be compared on price alone - as there may be significant advantages in taking one course of action over another. This is where it is critical that you are working with someone who is fully aware your personal situation, your reasons for wanting the assistance and, most importantly, with access to the products and advise most suitable for your specific needs.

Get the right Debt Management Planner

When you submit a debt consolidation loan request form on this website, your enquiry will be immediately transferred to one of the over 1000 advisers registered on our financial services specialist panel.
Specifically, your enquiry will be directed to a licensed debt management specialist serving your area. Start your personally tailored debt management and debt consolidation loan quote now. ...Go...

Our Broker partners will seek to provide you with the most competitive rates and options available from their panel of lenders. Actual rates may vary based on your circumstances and not all lenders are represented.

Personal Advice

Febt Consolidation Australia does not provide personal financial advice or credit assistance directly. All enquiries, including quote comparisons, credit assistance and any form of personal advice, are provided by a licensed specialist broker or lender, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

Broker Matching

A specialist Finance Broker or Lender will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your debt consolidation quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

Free service

Our service is free to the public. We may receive a referral fee or commission from your matched broker - regardless of whether you choose to proceed with any of their recommendations. Any fee paid to us by your broker is a general marketing expense and is not directly passed on to you nor added to your loan.

Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Debt Consolidation Articles

Financial Planning 101: How to Get Ahead of Your Debt
Financial Planning 101: How to Get Ahead of Your Debt
Welcome to Financial Planning 101: How to Get Ahead of Your Debt! If you're feeling overwhelmed by your financial situation, you're not alone. Many people struggle with managing debt and finding ways to achieve financial stability. - read more
The Ultimate Guide to Managing Personal Debt: Tips and Tricks
The Ultimate Guide to Managing Personal Debt: Tips and Tricks
Managing personal debt effectively is crucial for maintaining financial stability. Debt, when left unchecked, can quickly spiral out of control, leading to financial stress and a host of other problems. - read more
Proven Strategies for Australians to Improve Credit Scores
Proven Strategies for Australians to Improve Credit Scores
Welcome, readers! We're here to talk about something incredibly important yet often overlooked: improving your credit score. Your credit score is a financial report card used to evaluate your creditworthiness, and it can have a significant impact on your ability to secure loans, mortgages, and even rental agreements. - read more
How to Create a Realistic Family Budget: A Step-by-Step Guide
How to Create a Realistic Family Budget: A Step-by-Step Guide
Creating a family budget might sound daunting, but it’s an essential step toward financial wellness. It’s about understanding where your money comes from and where it goes, allowing you to make informed decisions about your spending and savings. A well-planned budget can be the key to reducing financial stress and ensuring a secure future for your family. - read more
The Importance of Emergency Funds in Your Monthly Budget
The Importance of Emergency Funds in Your Monthly Budget
When it comes to managing your finances, planning for the unexpected is a crucial part of staying on top of your budget. An emergency fund serves as your financial safety net, poised to offer support when unforeseen expenses arise. These funds are specifically set aside to cover unexpected costs, like medical emergencies, car repairs, or urgent home maintenance issues. - read more
Finance News

LMG's Asset Finance Exchange Hits $80 Million Milestone in First Year
LMG's Asset Finance Exchange Hits $80 Million Milestone in First Year
10 Nov 2025: Paige Estritori
Loan Market Group's (LMG) Asset Finance Exchange (AFX) has achieved approximately $80 million in settlements within its inaugural year, underscoring the robust growth of Australia's asset finance market. The platform connects mortgage brokers with asset finance specialists, facilitating streamlined access to asset finance solutions. - read more
NAB's $4.6 Billion Profit Amidst Australia's Housing Crisis
NAB's $4.6 Billion Profit Amidst Australia's Housing Crisis
10 Nov 2025: Paige Estritori
National Australia Bank (NAB) has reported a cash profit of A$7.09 billion (US$4.6 billion) for the year ending September 30, 2025, reflecting a stable financial performance. Despite this, CEO Andrew Irvine has identified the housing crisis as Australia's most pressing societal and policy challenge, advocating for expedited decision-making to stimulate economic growth and enhance housing availability. - read more
ASIC's Review Uncovers Risks in Self-Managed Super Fund Advice
ASIC's Review Uncovers Risks in Self-Managed Super Fund Advice
10 Nov 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has conducted a review of 100 financial advice cases related to self-managed superannuation funds (SMSFs), uncovering that 27% of these cases could cause serious harm to clients' retirement savings. Additionally, 62% of the advice provided failed to meet the legal standard of acting in clients' best interests. - read more
ATO's Intensified Debt Recovery Efforts Prompt Surge in Financial Helpline Calls
ATO's Intensified Debt Recovery Efforts Prompt Surge in Financial Helpline Calls
02 Nov 2025: Paige Estritori
Recent data indicates a notable increase in calls to financial helplines across Australia, coinciding with the Australian Taxation Office's (ATO) intensified debt recovery initiatives. This trend underscores the growing financial strain on individuals and small businesses grappling with tax debts. - read more
How Financial Brokers Are Easing Debt Stress for Australian Businesses
How Financial Brokers Are Easing Debt Stress for Australian Businesses
02 Nov 2025: Paige Estritori
Australian businesses are increasingly turning to financial brokers to navigate the complexities of debt management amid rising insolvency rates. In November 2024, business insolvencies surged to 70% above the historical average, highlighting the urgent need for effective debt strategies. - read more