Loan Amortisation Schedule: This is the formal name for the repayment schedule that shows each of your mortgage payments with a breakdown of how much is applied to principal and how much is applied to interest.
Debt Consolidation Loans Made Simple: Compare & Apply Today
Debt Consolidation Australia: If you want fast, efficient access to prudent Debt Consolidation advice, information and quotes, you have
definitely come to the right place!!
Getting the right solution
At Debt Consolidation Australia we realise that investigating Debt Consolidation options can be traumatic, time consuming and that you most
likely have considerably better things you would prefer to spend your day doing. So why not let us to help you? At no cost to you and without
risk or any obligation on your part.
Specialist Advice
Debt Management is a specialist field and, whilst there are many financial institutions, financial planners and other advisers that can
provide debt help, when seeking advice it is advisable to seek the services of a specialist who is licensed in the field of
debt consolidation.
Compare rates and options
Debt Consolidation options vary significantly and cannot be compared on price alone - as there may be significant advantages in taking one course
of action over another. This is where it is critical that you are working with someone who is fully aware your personal situation, your reasons
for wanting the assistance and, most importantly, with access to the products and advise most suitable for your specific needs.
Get the right Debt Management Planner
When you submit a debt consolidation loan request form on this website, your enquiry will be immediately transferred to one of the over 1000
advisers registered on our financial services specialist panel.
Specifically, your enquiry will be directed to a licensed debt management specialist serving your area.
Start your personally tailored debt management and debt consolidation loan quote now. ...Go...
Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans.
Longer
term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as
much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you
borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest
rate will be different depending on what you
are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or
truck loan.
Welcome to a comprehensive guide aimed at dismantling the common myths that cloud the concepts of debt consolidation and debt reduction. Amidst widespread financial stress, debt consolidation emerges as a popular strategy for Australians in search of relief from their monetary burdens. - read more
In the realm of financial wellness, tracking your monthly expenses is a crucial step towards effective debt management. Many Australians grapple with the challenges of keeping their debts under control, particularly in a dynamic economic environment. - read more
Creating a family budget might sound daunting, but it’s an essential step toward financial wellness. It’s about understanding where your money comes from and where it goes, allowing you to make informed decisions about your spending and savings. A well-planned budget can be the key to reducing financial stress and ensuring a secure future for your family. - read more
Welcome to Financial Planning 101: How to Get Ahead of Your Debt! If you're feeling overwhelmed by your financial situation, you're not alone. Many people struggle with managing debt and finding ways to achieve financial stability. - read more
Financial stability is a common aspiration, yet many Australians find themselves weighed down by the burden of debt. Whether it’s due to loans, credit cards, or unexpected financial emergencies, the struggle to stay afloat is a reality for countless individuals striving to achieve their dreams of a secure, debt-free future. - read more
In a significant development within the Australian banking sector, ANZ Banking Group has agreed to pay a record A$240 million (US$159.5 million) fine for a series of serious regulatory breaches. This penalty, imposed by the Australian Securities and Investments Commission (ASIC), underscores the importance of stringent compliance and ethical practices within financial institutions. - read more
The Coalition has announced plans to relax home lending rules if it secures victory in the upcoming election. This proposal aims to make it easier for first-time homebuyers to secure mortgages by adjusting the Australian Prudential Regulation Authority's (APRA) current serviceability buffer requirements. - read more
The Australian Prudential Regulation Authority (APRA) has recently removed the remaining A$500 million ($324 million) capital add-on imposed on Westpac Banking Corporation. This decision comes after the bank's successful completion of a comprehensive, multi-year risk transformation program aimed at enhancing its risk management frameworks and practices. - read more
Small and medium-sized enterprises (SMEs) across Australia are experiencing a significant shift in financial strategy due to impending changes in tax debt regulations by the Australian Taxation Office (ATO). Effective from July 1, general interest charges (GIC) and shortfall interest charges (SIC) on tax debts will no longer be tax-deductible. With the GIC rate currently at 11. - read more
The Reserve Bank of Australia (RBA) has issued a cautionary statement to households, advising against excessive borrowing in anticipation of potential interest rate reductions. This warning aims to prevent the emergence of a boom-and-bust cycle that could destabilize the financial system. - read more
