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Personal Loan:
a loan that is granted for personal use, normally unsecured and granted by a lender on the borrower's integrity and capacity to repay
Debt Consolidation Australia :: Articles

Debt Consolidation Australia Articles

Debt Consolidation Australia recommends the following articles which we hope you find of interest.

Simply click on the article title to read the entire content.

Debt Consolidation Articles

How to Create a Realistic Family Budget: A Step-by-Step Guide
How to Create a Realistic Family Budget: A Step-by-Step Guide
Creating a family budget might sound daunting, but it’s an essential step toward financial wellness. It’s about understanding where your money comes from and where it goes, allowing you to make informed decisions about your spending and savings. A well-planned budget can be the key to reducing financial stress and ensuring a secure future for your family. - read more
The Importance of Emergency Funds in Your Monthly Budget
The Importance of Emergency Funds in Your Monthly Budget
When it comes to managing your finances, planning for the unexpected is a crucial part of staying on top of your budget. An emergency fund serves as your financial safety net, poised to offer support when unforeseen expenses arise. These funds are specifically set aside to cover unexpected costs, like medical emergencies, car repairs, or urgent home maintenance issues. - read more
The Ultimate Guide to Managing Personal Debt: Tips and Tricks
The Ultimate Guide to Managing Personal Debt: Tips and Tricks
Managing personal debt effectively is crucial for maintaining financial stability. Debt, when left unchecked, can quickly spiral out of control, leading to financial stress and a host of other problems. - read more
Busting Myths: The Misunderstanding About Debt Consolidation and Debt Reduction
Busting Myths: The Misunderstanding About Debt Consolidation and Debt Reduction
Welcome to our comprehensive guide where we aim to debunk common myths surrounding debt consolidation and debt reduction. This blog post serves as a beacon of clarity for those who find themselves navigating through the choppy waters of financial jargon and conflicting information. - read more
How to Avoid Falling Back into Debt: Post-Consolidation Best Practices
How to Avoid Falling Back into Debt: Post-Consolidation Best Practices
Welcome to our guide on how to avoid falling back into debt after consolidating your debts. Debt consolidation can be a fantastic way to manage multiple financial obligations, combining them into a single, more manageable payment plan. But the journey doesn’t end there. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.


Finance News

Why Tax Refunds Are Now a Financial Lifeline
Why Tax Refunds Are Now a Financial Lifeline
03 Jul 2026: Paige Estritori
A new Finder survey published on 29 June 2026 has put a spotlight on how stretched many Australian households have become. Finder reported that 38% of Australians, or more than 8.1 million people, expect a tax refund this year. Of those expecting money back, 18% said the refund is critical to their financial wellbeing, equating to about 1.5 million taxpayers. - read more
ASIC’s Car Loan Warning Shows Why Borrowers Need to Check the Full Cost
ASIC’s Car Loan Warning Shows Why Borrowers Need to Check the Full Cost
26 Jun 2026: Paige Estritori
ASIC’s 24 June 2026 car finance review is a timely warning for Australians who rely on a vehicle for work, family care and essential travel. The regulator examined data from more than 350,000 loans across eight car finance providers and found concerns around third-party distribution, sales practices, fees, hardship support and outcomes after repossession. - read more
RBA Shock Warning: What It Means for Australians Managing Debt
RBA Shock Warning: What It Means for Australians Managing Debt
19 Jun 2026: Paige Estritori
The Reserve Bank of Australia has issued a fresh warning that Australia’s financial system needs to be ready for a more unstable and disruption-prone future. In a 17 June 2026 speech, Assistant Governor Brad Jones pointed to rising geopolitical tension, cyber threats, foreign interference, sanctions risk and pressure on critical payments infrastructure as issues financial institutions can no longer treat as remote concerns. - read more
Australians Turn to Personal Loans as Living Costs Soar
Australians Turn to Personal Loans as Living Costs Soar
12 Jun 2026: Paige Estritori
In the first quarter of 2026, Australians have borrowed a record $5.1 billion in personal loans, according to the Australian Bureau of Statistics. This significant increase is largely attributed to escalating living costs, prompting many to seek additional financial support. - read more
Cigno Australia Penalised for Unlawful Payday Lending Practices
Cigno Australia Penalised for Unlawful Payday Lending Practices
12 Jun 2026: Paige Estritori
The Federal Court has imposed a $7 million fine on Cigno Australia and BSF Solutions for operating an illegal payday lending scheme that breached Australian credit laws. Each company was fined $3 million, with their respective directors, Mark Swanepoel and Brenton Harrison, receiving individual fines of $500,000. - read more