Debt Consolidation Australia

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Knowledgebase

Debt-to-Equity Ratio:
A measure of a company�s financial leverage, calculated by dividing its total liabilities by stockholders� equity.

Debt Consolidation Australia :: Articles

Debt Consolidation Australia Articles

Debt Consolidation Australia recommends the following articles which we hope you find of interest.

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Debt Consolidation Articles

Monitoring Your Progress: Tracking Financial Goals Post-Debt Consolidation

Welcome to our blog, where we're dedicated to helping you make the most of your financial journey. Today, we're going to delve into an important aspect of financial health: tracking your progress after debt consolidation. - read more

The Ultimate Guide to Managing Personal Debt: Tips and Tricks

Managing personal debt effectively is crucial for maintaining financial stability. Debt, when left unchecked, can quickly spiral out of control, leading to financial stress and a host of other problems. - read more

Consolidating Debt: Choosing the Right Strategy for Your Financial Future

Debt consolidation is a financial strategy that has gained widespread attention, especially within the diverse economic landscape of Australia. It involves combining multiple debts into a single, more manageable loan, with the aim of simplifying the repayment process and potentially securing a lower interest rate. This approach can be particularly relevant for Australians juggling various forms of credit, from personal loans to high-interest credit card debt. - read more

The Ultimate Guide to Achieving Financial Freedom Through Debt Restructuring

Financial stability is a common aspiration, yet many Australians find themselves weighed down by the burden of debt. Whether it’s due to loans, credit cards, or unexpected financial emergencies, the struggle to stay afloat is a reality for countless individuals striving to achieve their dreams of a secure, debt-free future. - read more

Busting Myths: The Misunderstanding About Debt Consolidation and Debt Reduction

Welcome to our comprehensive guide where we aim to debunk common myths surrounding debt consolidation and debt reduction. This blog post serves as a beacon of clarity for those who find themselves navigating through the choppy waters of financial jargon and conflicting information. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Finance News

Non-Bank Lenders Escalate Legal Actions as SME Insolvencies Surge

21 Jan 2026: Paige Estritori

In recent years, Australia's small and medium-sized enterprises (SMEs) have faced mounting financial pressures, leading to a notable increase in insolvencies. A significant development in this landscape is the escalating involvement of non-bank lenders in court-based enforcement actions against struggling businesses. - read more

Westpac's New Debt Consolidation Loan Aims to Ease Post-Holiday Financial Strain

21 Jan 2026: Paige Estritori

The post-holiday season often brings financial challenges for many Australians, with increased expenses leading to heightened stress. Recognizing this, Westpac has introduced a special debt consolidation personal loan at an interest rate of 11.95% per annum, available for a limited time. - read more

Australia's Private Credit Market Reaches $224 Billion Amidst Regulatory Review

21 Jan 2026: Paige Estritori

Australia's private credit market has experienced significant growth, with assets under management reaching $224 billion—a 9% increase from the previous year. This expansion comes even as the Australian Securities and Investments Commission (ASIC) raises concerns about valuation inconsistencies and liquidity practices within the sector. - read more

October 2025 Sees Decline in Personal Insolvencies

05 Jan 2026: Paige Estritori

In October 2025, Australia witnessed a notable decrease in personal insolvencies, with the Australian Financial Security Authority (AFSA) reporting 1,116 new cases. This marks a decline from 1,169 in September 2025 and an increase from 1,009 in October 2024. The breakdown includes 601 bankruptcies, 498 debt agreements, and 17 personal insolvency agreements. Additionally, 16 new temporary debt protections were recorded, offering individuals a 21-day respite from unsecured creditor enforcement to seek advice or consider insolvency options. - read more

RBA's October 2025 Review Highlights Australia's Financial Resilience

05 Jan 2026: Paige Estritori

The Reserve Bank of Australia (RBA) has released its October 2025 Financial Stability Review, providing a comprehensive assessment of the nation's financial system amid global uncertainties. The report underscores that Australia's financial institutions are well-positioned to navigate potential challenges, with households, businesses, and banks demonstrating resilience. - read more

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