Bridging Finance: A short-term loan that covers a financial shortfall during time between the purchase of a new property and the sale of an old property.
Debt Consolidation Loans Made Simple: Compare & Apply Today
Debt Consolidation Australia: If you want fast, efficient access to prudent Debt Consolidation advice, information and quotes, you have
definitely come to the right place!!
Getting the right solution
At Debt Consolidation Australia we realise that investigating Debt Consolidation options can be traumatic, time consuming and that you most
likely have considerably better things you would prefer to spend your day doing. So why not let us to help you? At no cost to you and without
risk or any obligation on your part.
Specialist Advice
Debt Management is a specialist field and, whilst there are many financial institutions, financial planners and other advisers that can
provide debt help, when seeking advice it is advisable to seek the services of a specialist who is licensed in the field of
debt consolidation.
Compare rates and options
Debt Consolidation options vary significantly and cannot be compared on price alone - as there may be significant advantages in taking one course
of action over another. This is where it is critical that you are working with someone who is fully aware your personal situation, your reasons
for wanting the assistance and, most importantly, with access to the products and advise most suitable for your specific needs.
Get the right Debt Management Planner
When you submit a debt consolidation loan request form on this website, your enquiry will be immediately transferred to one of the over 1000
advisers registered on our financial services specialist panel.
Specifically, your enquiry will be directed to a licensed debt management specialist serving your area.
Start your personally tailored debt management and debt consolidation loan quote now. ...Go...
Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans.
Longer
term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as
much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you
borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest
rate will be different depending on what you
are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or
truck loan.
In light of the current economic challenges facing many Australians, managing credit card debt has become more crucial than ever. With rising living costs and financial uncertainty, accruing debt on high-interest credit cards can quickly escalate from a manageable inconvenience to a stressful financial burden. - read more
When it comes to managing your finances, planning for the unexpected is a crucial part of staying on top of your budget. An emergency fund serves as your financial safety net, poised to offer support when unforeseen expenses arise. These funds are specifically set aside to cover unexpected costs, like medical emergencies, car repairs, or urgent home maintenance issues. - read more
Debt consolidation is a financial strategy that has gained widespread attention, especially within the diverse economic landscape of Australia. It involves combining multiple debts into a single, more manageable loan, with the aim of simplifying the repayment process and potentially securing a lower interest rate. This approach can be particularly relevant for Australians juggling various forms of credit, from personal loans to high-interest credit card debt. - read more
Welcome to our guide on how to avoid falling back into debt after consolidating your debts. Debt consolidation can be a fantastic way to manage multiple financial obligations, combining them into a single, more manageable payment plan. But the journey doesn’t end there. - read more
Welcome to our blog, where we're dedicated to helping you make the most of your financial journey. Today, we're going to delve into an important aspect of financial health: tracking your progress after debt consolidation. - read more
Small and medium-sized enterprises (SMEs) across Australia are experiencing a significant shift in financial strategy due to impending changes in tax debt regulations by the Australian Taxation Office (ATO). Effective from July 1, general interest charges (GIC) and shortfall interest charges (SIC) on tax debts will no longer be tax-deductible. With the GIC rate currently at 11. - read more
The Reserve Bank of Australia (RBA) has issued a cautionary statement to households, advising against excessive borrowing in anticipation of potential interest rate reductions. This warning aims to prevent the emergence of a boom-and-bust cycle that could destabilize the financial system. - read more
In response to the escalating debt crisis in Australia, Lendela, a leading loan matching platform, has announced a strategic partnership with Revive Financial, the nation's largest debt relief and management firm. This collaboration aims to empower Australians facing financial distress by offering tailored debt solutions designed to restore financial stability. - read more
