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Prime Rate:
The interest rate that commercial banks charge their most creditworthy customers.
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Debt Consolidation Loans Made Simple: Compare & Apply Today

Debt Consolidation Australia: If you want fast, efficient access to prudent Debt Consolidation advice, information and quotes, you have definitely come to the right place!!
consolidation loans,bad credit refinance,help with debt,debt management plans

Getting the right solution

At Debt Consolidation Australia we realise that investigating Debt Consolidation options can be traumatic, time consuming and that you most likely have considerably better things you would prefer to spend your day doing. So why not let us to help you? At no cost to you and without risk or any obligation on your part.

Specialist Advice

Debt Management is a specialist field and, whilst there are many financial institutions, financial planners and other advisers that can provide debt help, when seeking advice it is advisable to seek the services of a specialist who is licensed in the field of debt consolidation.

Compare rates and options

Debt Consolidation options vary significantly and cannot be compared on price alone - as there may be significant advantages in taking one course of action over another. This is where it is critical that you are working with someone who is fully aware your personal situation, your reasons for wanting the assistance and, most importantly, with access to the products and advise most suitable for your specific needs.

Get the right Debt Management Planner

When you submit a debt consolidation loan request form on this website, your enquiry will be immediately transferred to one of the over 1000 advisers registered on our financial services specialist panel.
Specifically, your enquiry will be directed to a licensed debt management specialist serving your area. Start your personally tailored debt management and debt consolidation loan quote now. ...Go...


Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans. Longer term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you borrowed.
Secured loans such as home loans, car loans, etc. are usually a much cheaper finance option. The interest rate will be different depending on what you are financing. For example, home loan interest rates will be typically lower than for a car, boat, caravan or truck loan.

Debt Consolidation Articles

Monitoring Your Progress: Tracking Financial Goals Post-Debt Consolidation
Monitoring Your Progress: Tracking Financial Goals Post-Debt Consolidation
Welcome to our blog, where we're dedicated to helping you make the most of your financial journey. Today, we're going to delve into an important aspect of financial health: tracking your progress after debt consolidation. - read more
Proven Strategies for Australians to Improve Credit Scores
Proven Strategies for Australians to Improve Credit Scores
Welcome, readers! We're here to talk about something incredibly important yet often overlooked: improving your credit score. Your credit score is a financial report card used to evaluate your creditworthiness, and it can have a significant impact on your ability to secure loans, mortgages, and even rental agreements. - read more
Common Mistakes to Avoid When Consolidating Debts
Common Mistakes to Avoid When Consolidating Debts
Welcome to our guide on avoiding common mistakes when consolidating debts. We're glad you're here, as taking the time to educate yourself is a crucial step towards financial well-being. - read more
Managing Your Credit Card Debt Wisely in Tough Economic Times
Managing Your Credit Card Debt Wisely in Tough Economic Times
In light of the current economic challenges facing many Australians, managing credit card debt has become more crucial than ever. With rising living costs and financial uncertainty, accruing debt on high-interest credit cards can quickly escalate from a manageable inconvenience to a stressful financial burden. - read more
Financial Planning 101: How to Get Ahead of Your Debt
Financial Planning 101: How to Get Ahead of Your Debt
Welcome to Financial Planning 101: How to Get Ahead of Your Debt! If you're feeling overwhelmed by your financial situation, you're not alone. Many people struggle with managing debt and finding ways to achieve financial stability. - read more
Finance News

Financial Secrecy in Australian Relationships: A Growing Concern
Financial Secrecy in Australian Relationships: A Growing Concern
25 Oct 2025: Paige Estritori
Recent research has unveiled a concerning trend among Australian couples: a significant portion are engaging in financial activities without their partners' knowledge. A survey conducted by Finder, involving 1,017 respondents—591 of whom are in relationships—found that over one in four (27%) are secretly accumulating debt, opening bank accounts, or gambling, all unbeknownst to their partners. - read more
Australia's Savings Crisis: Millions at Financial Risk
Australia's Savings Crisis: Millions at Financial Risk
25 Oct 2025: Paige Estritori
A recent survey has brought to light a concerning financial reality for many Australians: 43% of the population, equivalent to approximately 9.2 million people, have less than $1,000 in their bank accounts. This statistic underscores a significant vulnerability, as even minor unexpected expenses could lead to financial distress for a substantial portion of the community. - read more
Australians Embrace Financial Planning: 2025 Goals Revealed
Australians Embrace Financial Planning: 2025 Goals Revealed
25 Oct 2025: Paige Estritori
As 2025 approaches, a significant majority of Australians are proactively setting financial goals to enhance their economic well-being. A recent survey conducted by Finder, involving 1,062 respondents, revealed that 75% of Australians—equivalent to approximately 15.6 million people—have established financial objectives for the coming year. - read more
ANZ Faces Record $160 Million Fine for Regulatory Misconduct
ANZ Faces Record $160 Million Fine for Regulatory Misconduct
17 Oct 2025: Paige Estritori
In a significant development within the Australian banking sector, ANZ Banking Group has agreed to pay a record A$240 million (US$159.5 million) fine for a series of serious regulatory breaches. This penalty, imposed by the Australian Securities and Investments Commission (ASIC), underscores the importance of stringent compliance and ethical practices within financial institutions. - read more
Coalition's Proposal to Ease Home Lending Rules Sparks Debate
Coalition's Proposal to Ease Home Lending Rules Sparks Debate
17 Oct 2025: Paige Estritori
The Coalition has announced plans to relax home lending rules if it secures victory in the upcoming election. This proposal aims to make it easier for first-time homebuyers to secure mortgages by adjusting the Australian Prudential Regulation Authority's (APRA) current serviceability buffer requirements. - read more