Debt Consolidation Loans Made Simple: Compare & Apply Today
Debt Consolidation Australia: If you want fast, efficient access to prudent Debt Consolidation advice, information and quotes, you have
definitely come to the right place!!
Getting the right solution
At Debt Consolidation Australia we realise that investigating Debt Consolidation options can be traumatic, time consuming and that you most
likely have considerably better things you would prefer to spend your day doing. So why not let us help you? Our broker-matching service is provided at no cost to you and without any obligation on your part.
Specialist Advice
Debt Management is a specialist field and, whilst there are many financial institutions, financial planners and other advisers that can
provide debt help, when seeking advice it is advisable to seek the services of a licensed adviser who focuses on
debt consolidation.
Compare rates and options
Debt Consolidation options vary significantly and cannot be compared on price alone - as there may be significant advantages in taking one course
of action over another. This is where it is critical that you are working with someone who is fully aware your personal situation, your reasons
for wanting the assistance and, most importantly, with access to the products and advise most suitable for your specific needs.
Get the right Debt Management Planner
When you submit a debt consolidation loan request form on this website, we will use your answers to match your enquiry with a licensed adviser from our broker referral panel.
Specifically, your enquiry will be directed to a licensed broker or adviser with experience in debt management and debt consolidation, serving your area.
Submitting a request does not constitute financial advice from Debt Consolidation Australia; we will introduce you to the matched adviser, who will provide any quotes, comparisons or advice. Start your personally tailored debt management and debt consolidation loan quote now. ...Go...
Our broker partners will seek to provide you with competitive rates and a range of options from their panel of lenders. Actual rates may vary based on your circumstances and not all lenders are represented.
Personal Advice
Debt Consolidation Australia does not provide personal financial advice or credit assistance directly. All enquiries, including quote comparisons, credit assistance and any form of personal advice, are handled by a licensed broker or lender with experience in debt consolidation, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.
Broker Matching
A licensed finance broker or lender with experience in debt consolidation will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your debt consolidation quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
Free service
Our service is free to the public. We may receive a referral fee or commission from your matched broker - regardless of whether you choose to proceed with any of their recommendations. Any fee paid to us by your broker is a general marketing expense and is not directly passed on to you nor added to your loan.
Warning to Borrowers: Unsecured personal loans
The following information is specific to unsecured personal loans.
Minimum period for repayment 6 months, maximum period 5 years.
The maximum Annual Percentage Rate (APR) including all fees and charges is 36% for small, shorter term loans.
Longer
term loans for larger amounts may be available for an APR of 15% or lower.
For example, a $1000 loan over 6 months could require a fortnightly repayment amount of as
much as $96.92 including total costs (interest fees and charges) of $260 in addition to the amount that you
borrowed.
Debt consolidation loans are not suitable for everyone. Consolidating debts may not reduce your overall repayments or total interest costs and, where debts are secured against assets such as your home, you could lose that asset if you cannot keep up with repayments. Consider all options carefully and seek professional advice before proceeding.
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