Debt Consolidation Australia

... where your financial freedom begins!

Knowledgebase

Deed in Lieu of Foreclosure:
A deed instrument in which a borrower conveys all interest in a property to the lender to satisfy a loan that is in default and avoid foreclosure.

Debt Consolidation Australia :: Calculators

Debt Consolidation Australia Financial Calculators

Debt Consolidation Australia is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Vehicle Lease Repayment Calculator

Use this calculator to calculate the monthly lease payments for a motor vehicle. Compare various car leasing interest rates, loan terms and residual/balloon payments.

Car Loan Repayment Calculator

Calculate car loan repayments with our Car Loan Repayment Calculator. View detailed amortization charts to compare terms, track interest, and plan your budget with confidence.

Home Loan Repayment Calculator

Calculate home loan repayments with our Home Loan Repayment Calculator. View detailed amortization charts, compare loan terms, and plan your mortgage with confidence.

Personal Loan Repayment Calculator

Calculate repayments with our Personal Loan Calculator. Compare loan terms, view repayment schedules, and plan your personal finance with confidence.

Truck Loan Repayment Calculator

Use our Truck Loan Calculator to estimate repayments, compare finance options, and plan your purchase with ease. Fast, simple, and tailored for Australian businesses and drivers.

Boat Loan Repayment Calculator

Plan your dream boat purchase with our Boat Loan Calculator. Enjoy low rates, flexible terms, and quick estimates to find the best finance for your lifestyle.

Caravan Loan Repayment Calculator

Plan your next adventure with our Caravan Loan Repayment Calculator. Estimate repayments, view amortization charts, and compare finance options with ease.

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.

Debt Consolidation Articles

Managing Your Credit Card Debt Wisely in Tough Economic Times

In light of the current economic challenges facing many Australians, managing credit card debt has become more crucial than ever. With rising living costs and financial uncertainty, accruing debt on high-interest credit cards can quickly escalate from a manageable inconvenience to a stressful financial burden. - read more

The Reality of Debt Consolidation: Does it Affect Your Ability to Borrow in Future?

Welcome to a comprehensive guide aimed at dismantling the common myths that cloud the concepts of debt consolidation and debt reduction. Amidst widespread financial stress, debt consolidation emerges as a popular strategy for Australians in search of relief from their monetary burdens. - read more

Common Mistakes to Avoid When Consolidating Debts

Welcome to our guide on avoiding common mistakes when consolidating debts. We're glad you're here, as taking the time to educate yourself is a crucial step towards financial well-being. - read more

The Beginner's Blueprint to Creating an Effective Family Budget

In a world marked by economic uncertainties and the ever-mounting cost of living, the importance of a sound family budget cannot be overstated. Today's economic climate necessitates not just prudent but strategic financial planning. With the right budget in place, families can navigate the choppy waters of their finances, avoiding the all-too-common pitfalls of overspending and under-saving. - read more

The Ultimate Guide to Managing Personal Debt: Tips and Tricks

Managing personal debt effectively is crucial for maintaining financial stability. Debt, when left unchecked, can quickly spiral out of control, leading to financial stress and a host of other problems. - read more

Finance News

RBA Shock Warning: What It Means for Australians Managing Debt

19 Jun 2026: Paige Estritori

The Reserve Bank of Australia has issued a fresh warning that Australia’s financial system needs to be ready for a more unstable and disruption-prone future. In a 17 June 2026 speech, Assistant Governor Brad Jones pointed to rising geopolitical tension, cyber threats, foreign interference, sanctions risk and pressure on critical payments infrastructure as issues financial institutions can no longer treat as remote concerns. - read more

Australians Turn to Personal Loans as Living Costs Soar

12 Jun 2026: Paige Estritori

In the first quarter of 2026, Australians have borrowed a record $5.1 billion in personal loans, according to the Australian Bureau of Statistics. This significant increase is largely attributed to escalating living costs, prompting many to seek additional financial support. - read more

Cigno Australia Penalised for Unlawful Payday Lending Practices

12 Jun 2026: Paige Estritori

The Federal Court has imposed a $7 million fine on Cigno Australia and BSF Solutions for operating an illegal payday lending scheme that breached Australian credit laws. Each company was fined $3 million, with their respective directors, Mark Swanepoel and Brenton Harrison, receiving individual fines of $500,000. - read more

The Hidden Dangers of Rolling Personal Debt into Your Mortgage

12 Jun 2026: Paige Estritori

As living costs and interest rates rise, many Australians are consolidating personal debts, such as car loans and credit card balances, into their home mortgages. While this strategy can offer lower interest rates, it carries significant risks, especially in a declining property market. - read more

Australian Credit Card Debt Climbs to $18.3 Billion: What You Need to Know

05 Jun 2026: Paige Estritori

Recent data reveals that Australian credit card debt accruing interest has reached $18.3 billion, marking a significant increase and underscoring the financial pressures many households are facing. This rise is particularly concerning as it coincides with elevated interest rates, making debt management more challenging for consumers. - read more

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This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.